Credit Restoration Resources & Guides

Explore in depth articles about improving your credit and achieving financial success.

Credit score impacts car buying options graphic
8 Min Read

What Credit Score Is Needed to Buy a Car

Just as climbing Mount Everest requires different levels of preparation for various routes, securing a car loan demands different credit scores depending on your chosen

First Time Home Buyer Credit Score Requirements
6 Min Read

What Credit Score Do First-Time Homebuyers Need to Buy a House?

If you’re one of the millions of Americans planning to buy your first home in 2025, you may be wondering what credit score a first-time

How_Late_Payments_Impact_Your_Credit
8 Min Read

How Late Payments Impact Your Credit Report

Let’s consider Sarah, who missed her credit card payment by just 35 days while moving between apartments. Like many consumers, she didn’t realize this single